Long-Term Care Cost Calculator

Estimate long-term care costs: home care, assisted living, nursing home. By state average. Duration. Insurance coverage.

Insurance / Coverage

Key Facts

  • Average need for long-term care: about 3 years for women, 2.2 years for men
  • 70% of people over 65 will need some form of long-term care
  • Medicare covers very limited skilled nursing (up to 100 days)
  • Medicaid covers long-term care only after spending down assets

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